Will my travel insurance cover cancellation due to coronavirus policy?

Amya Hyatt asked a question: Will my travel insurance cover cancellation due to coronavirus policy?
Asked By: Amya Hyatt
Date created: Wed, Aug 4, 2021 7:15 PM

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FAQ

Those who are looking for an answer to the question «Will my travel insurance cover cancellation due to coronavirus policy?» often ask the following questions:

❓ Will travel insurance cover coronavirus cancellation policy?

If you are considering canceling your trip due to the COVID-19 pandemic, please read your insurance policy thoroughly. If your travel has been cancelled by your travel supplier (e.g. airline, cruise line, tour operator), you may be eligible for a premium voucher that you can use for future travel.

❓ Will travel insurance cover coronavirus cancellation?

Before you travel, we’ve included cover for cancellation due to you falling ill with COVID-19 and being unable to travel or being required to self-isolate, subject to medical certification or an official test result.

❓ Will travel insurance cover coronavirus cancellation coverage?

Whether travel insurance covers trip cancellation, medical emergencies, or emergency evacuation due to the coronavirus depends on when you purchased the insurance and what type of coverage you have. Most standard travel insurance policies distinguish between foreseen and unforeseen events and do not cover claims due to known, foreseeable, or expected events including pandemics.

8 other answers

Standard travel insurance does not cover trip cancellation due to fears or concerns about traveling during the coronavirus pandemic or any other epidemic. Standard travel insurance will not offer trip cancellation for government mandated travel restrictions either.

Most standard travel insurance policies are not likely to provide trip cancellation/trip interruption coverage related to COVID-19. If you have a travel insurance policy for an upcoming trip, coverage for COVID-19 will likely depend on two key issues. The first is whether COVID-19 was “foreseeable” when the policy was issued, which depends on whether it was publicly known that COVID-19 was ...

Does your credit card travel insurance cover coronavirus cancellations? The spread of COVID-19 has made travelers wary — but trip cancellation is not automatically covered. Select explains the...

Each travel insurance policy has benefits that cover certain unexpected expenses related to your trip. Before any of those benefits will cover a COVID-19 quarantine, you must test positive for the virus and have a travel insurance plan that covers expenses related to COVID-19.

Most policies will not cover any cancellation related to Covid-19. "In order for an insured traveler to be covered to cancel their trip, the event that is impacting their trip must be explicitly...

Trip cancellation that is due solely to concern or fear of travel related to an epidemic or pandemic, including COVID-19, is not covered. If the cancellation of your trip is not covered, you may be eligible for an insurance premium refund or a travel insurance voucher.

If you (or your travel companion) contract COVID-19, your travel insurance provider may cover cancellation for a medical reason. You will likely be required to submit a medical diagnosis from a...

Alternatively, if your travel supplier has canceled your trip due to COVID-19, you may be eligible for a refund of the cost of your travel protection plan.*. For terms and details, please see the below FAQ on canceling your plan. These temporary accommodations are strictly applicable to COVID-19.

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